Business owners have exit professionals in place but need someone to see across all relationships and build a plan for what follows the transaction.
By the time the deal is on the table, some of the most important planning windows are already closed.
You have a plan built years ago when the business was the anchor of everything.
It wasn’t updated when the business grew, when the balance sheet changed, or when the exit started to feel real.
We do financial due diligence by giving you a clear picture of your tax exposure, options for structuring the sale, and what the proceeds need to do to work the way you want it to.
We work with you to build an investment strategy around your goals, risk tolerance, and tax situation created by the sale.
We use tools like direct indexing to help manage tax exposure from the sale and reduce ongoing liability where possible.
We integrate alternative investments like private credit and real assets to generate income and reduce exposure to public market volatility.
We help you structure your wealth so it supports the next generation without creating unintended complexity.
We work alongside your CPA, attorney, and M&A advisor. If you don’t have all the pieces in place yet, we can help you build the team.
See what the sale structure means for your federal, state, and net investment income tax liability before the deal is on the table.
We map your financial situation: business valuation, existing personal assets, liquidity needs, estimated tax exposure from the sale, and what you want life to look like on the other side of it.
We work through the decisions that have the biggest impact before closing, including how the deal is structured, the tax timing, and how to position your personal finances so the proceeds land as efficiently as possible.
We stay with you through the exit, while working with your CPA, attorney, and M&A advisor. If you don’t have all the pieces in place, we can help you build the team.
We build an investment strategy around your goals, risk tolerance, and the tax situation created by integrating direct indexing for tax efficiency and alternative investments for income and volatility management.
Approaching a planned exit. The deal isn’t imminent but your planning window is open.
Navigating an unexpected opportunity. You have a number in front of you and not enough clarity on what it means for your financial life.
Business already sold. Now the decisions about what to do next are more complex than expected.
Building toward an eventual exit. You’re not selling tomorrow but you’re running the business with an eye toward what it could be worth.
We approach it by first understanding what your life costs, then building an investment strategy around generating consistent income while managing the tax liability created by the sale.
The goal is a portfolio where income becomes the priority, not one optimized for the accumulation phase you’re leaving behind.
It depends on how the deal is structured, your basis in the business, your state of residence, and decisions made well before closing.
Owners encounter a combination of federal capital gains tax, net investment income tax, and potential state-level exposure that varies significantly by jurisdiction. The size of the liability and the tools available to manage it are shaped by decisions made before the transaction.
Our approach integrates direct indexing to manage tax liability, and alternative investments like private credit and real assets to generate income and reduce correlation to public market volatility. The planning framework underneath all of it is built around what the money needs to do for your life. We start from the position that a liquidity event creates a specific set of problems a standard investment approach isn’t built to solve: concentrated tax exposure, the shift from business income to portfolio income, and the need to deploy a significant amount of capital thoughtfully rather than all at once.
If you come in with a CPA, an attorney, or an M&A advisor already engaged, we add a financial plan that sits across all three relationships by making sure it all works toward the same outcome. In practice that means regular coordination, shared context, and someone whose job is to see the whole picture when everyone else is focused on their piece of it.
